Cashflow
Month-end balance
Income, expenses, debts, and investments in one place
See all your money in one place.
Track what will be left this month, your total assets, debts, and savings goals without connecting a bank account.
Assets
Your total assets
Debts
Debts and receivables
Limits
Available to spend
Goals
Progress to your goal
5.0•Loved across 41 reviews
- Your data is encrypted
- No ads
- No signup required
Five money questions, answered in one place
See income, expenses, debts, assets, and goals together without piecing them across different apps.
See what will be left this month, your total savings, and your debts in one place.
CashflowAssetsDebtsLimitsGoals
01
CashflowLimits
How much will be left this month?
See how upcoming income and payments will change your budget.
02
AssetsDebts
Where do you stand overall?
Review cash, investments, debts, and money owed to you together.
03
Goals
How far are you from your goal?
Set a savings goal and follow your progress step by step.
Keep five modules current in minutes each month
Quick entry, recurring payments, reminders, insights, and encrypted sync keep the work light.
Income tracking
Add salary, freelance, rental, recurring, or one-time income in seconds.
Spending tracking
Track rent, groceries, vacations, loan payments, credit card payments, and monthly purchases.
Insights
See where money goes and how upcoming payments can affect your budget.
Planned payments
Set up salary, rent, loan payments, credit card payments, installments, and other repeating transactions once.
Do not miss payments
Get reminders before rent, loans, card payments, and bills are due.
Track different currencies in one place
Track income, expenses, and assets in TRY, USD, EUR, and other currencies in the same view.
Find the entry you need quickly
Narrow entries by date, group, tag, currency, or type.
Fast, simple, and ad-free
A clean interface, automatic encrypted sync, and an ad-free experience work together.
Dark & Light mode
Adapts to day, night, and your system appearance.
Core features are free
You do not need to pay to track income, expenses, and debts.
Create as many entries, groups, and tags as you need. Move to Pro when you also want to track investments, spending budgets, and savings goals.
Free and Pro users receive the same encryption. Wageso shows no ads on any plan. Pro subscriptions support independent development.
Free
FreeFor income, expenses, upcoming payments, and debts.
CashflowDebts
- Monthly income, expenses, and month-end forecasts
- Debt and receivable tracking
- Recurring transactions and reminders
- Unlimited groups, tags, and filters
Pro
ProFor tracking investments, budgets, and savings goals too.
AssetsLimitsGoals
- Cash and investment assets
- Profit and loss tracking
- Monthly spending budgets
- Savings goals and progress tracking
Stop entering the same transactions every month
Set up recurring income and payments once, then let future months appear automatically.
CashflowAssetsDebtsLimitsGoals
Add recurring income and payments once
Set up salary, rent, subscriptions, loans, credit cards, and bills once. Future months appear automatically, with reminders before payments are due.
- Add recurring income and payments once
- Record one-time transactions in seconds
- See upcoming payments before the month begins
Pick up where you left off on any device
Income, expenses, debts, and asset records stay encrypted and up to date across iPhone and Android.
- Fast updates across your mobile devices
- Encrypted financial data by default
- Available when your connection is unreliable
Your data stays yours
Start without creating an account. Financial data is encrypted on your device and transferred securely when you enable sync.
- Your financial data stays private and encrypted
- Start without creating an account
- No ads, and your financial data is never used for advertising
See what will be left at the end of the month
Track salary, upcoming payments, debts, and investments without connecting a bank account.
Loved by users worldwide
Real user reviews from the App Store and Google Play.
5.0·41 reviews
I've been using Wageso for a long time, and this is my first month on the Android app. It was exactly the app I needed. Great work! :)
Alperen Kavgacı
Finally I found the app for tracking my financial statements. The app has a clear and simple ui. And the most interesting part is this app is completely free 🤯
leoakok
An unrivaled app for budget tracking. Great work!
Mustafa Cavlak
Nearly flawless with its interface, security, and functionality. Completely free and ad-free, which is amazing. A developer and product open to improvement. No need to look for alternatives.
Selam Ben Melih
A wonderful free, ad-free, problem-free income tracking app. I highly recommend it. Good luck!
Oğuzhan
There are many apps for income-expense tracking, but among those I've used, Wageso is the most polished and straightforward. Ad-free, free... What more could you ask for?
Kemal Ersin
A super app, unlike most of the confusing, ad-filled, mind-boggling apps on the market, it's a clean, simple and useful income-expense tracker.
Muhammet Kul
Lean Design, clear and the perfect solution for my finance problem regarding organization. Everything anonymous and still free! Just get the app.
Yasin Emre Akpınar
Transparency
Independently built in Türkiye.
Wageso is built around a simple idea: your financial data should help you understand your money, not become the product.
Wageso is independently developed. Its priority is its users, not advertisers.
I’m building Wageso as the app I needed for my own finances: simple, ad-free, and designed to keep control of the data with the user.
Nedim Arabacı
Solo Developer
Jazz Tools
Wageso runs on Jazz Tools, an open-source platform for encrypted sync. Your data is encrypted before it reaches the transfer server, so sync can stay automatic without exposing your financial information.
Check out Jazz Tools
Expo
Wageso is built with Expo and React Native for iPhone and Android. You get a polished mobile app that feels native while staying true to privacy principles.
Visit ExpoNo fine print
Questions before you download
Straight answers about getting started, privacy, pricing, and what you can track.
- No bank connection
- No signup required
- No ads
Can I track my finances without connecting my bank?
Yes. Wageso does not require a bank connection. You can manage income, expenses, debts, assets, and goals without connecting a bank.
Can I start without creating an account?
Yes. You can start tracking income and expenses without creating an account or signing up first.
Are core features free?
Yes. Income, expense, debt, recurring transaction, reminder, group, tag, and filter features are free.
CashflowDebts
Can I trust that my financial data stays private and encrypted?
Yes. Financial data is encrypted before it leaves your device; transfers between devices are encrypted, and financial content is not stored as plaintext on the server.
Can my data sync across iPhone and Android securely?
Yes. When sync is enabled, your data stays encrypted while it is kept up to date across devices.
Can I track my investments and portfolio?
Pro
Yes. Portfolio, asset value, and profit/loss tracking are available with Wageso Pro.
Assets
Can I track financial goals and debts?
Yes. Dedicated modules are available for debts, assets, spending budgets, and savings goals.
DebtsGoals
Can I set up planned and recurring payments?
Yes. You can create planned or recurring rules for salary, rent, loans, credit cards, subscriptions, and bills.
Can I use Wageso when I'm offline?
Yes. Your records remain available on your device, so you can view and update your finances even when you are offline.
Can I use multiple currencies?
Yes. You can keep income, expense, and asset records in TRY, USD, EUR, and other currencies.
Can I use Wageso without seeing any ads?
Yes. Wageso does not show ads and does not use your financial data for an advertising business model.
Can I categorize my transactions with tags?
Yes. Tags and groups help you organize records and review them later in a way that matches how you track money.
Can I filter by category, account, and date range?
Yes. You can narrow records by category, account, group, tag, date range, and other fields to find entries faster.
Can I get notifications for important transactions?
Yes. You can set reminders for upcoming income, expenses, payments, or regular check-ins.
Can I track both personal and business finances?
Yes. You can separate personal and business-related records with groups, tags, filters, and accounts.
See what will be left this month.
Start using Wageso for free. You do not need to create an account or connect a bank.
CashflowAssetsDebtsLimitsGoals
Available on iPhone and Android • Free core tracking • Automatic encrypted sync