You stay in control
You decide which income, expenses, upcoming payments, and assets to track. There is no need to connect a bank account.
Comparison
Wageso vs Five Cents
Spreadsheet-style budgeting, or five connected modules for a broader view?
Five Cents focuses on spreadsheet-style manual budgeting for iPhone. Wageso is a broader option for people who want to track upcoming payments, debts, assets, and investments across iPhone and Android.
Which is a better fit for you?
Five Cents may suit you if you only use iPhone and want spreadsheet-style manual budgeting. Wageso may be a better fit if you want Android support, recurring payments, month-end forecasts, encrypted sync, and investment tracking.
| Wageso vs Five Cents in short | Wageso | Five Cents |
|---|---|---|
| No account required | ||
| iOS App | ||
| Android App | ||
| Web App | Planned feature | |
| Encrypted, ad-free trackingHow Wageso works | ||
| E2E encryptedHow Personal Key protects data | ||
| Cross device syncLearn about sync and access | ||
| Ad-free experience | ||
| Foresight mode | ||
| Multi-currency supportUse multiple currencies | ||
| Bank account sync | ||
| AI features | ||
| Recurring transactionsSet up recurring entries | ||
| Income trackingAdd income and expenses | ||
| Expense trackingAdd income and expenses | ||
| Entry limitation | Unlimited | Paid feature |
| Custom categoriesOrganize with groups and tags | Unlimited | |
| Custom tags / labelsOrganize with groups and tags | Unlimited | |
| RemindersUse reminders | ||
| Holidays & weekend avoidingSkip holidays and weekends | ||
| Offline usage | ||
| Assets trackingExplore assets tracking | Paid feature | |
| Profit/Loss trackingUnderstand positions and instruments | Paid feature | |
| TEFAS fundsBuy and sell instruments | Paid feature | |
| Gold productsBuy and sell instruments | Paid feature | |
| Crypto trackingTrack positions and instruments | Planned feature | |
| Stock trackingTrack positions and instruments | Planned feature |
How much will be left this month?
See what came in, what went out, and what is coming up so you know what may remain at the end of the month.
Planned and recurring payments
Track rent, subscriptions, card payments, salary, recurring income, and future expenses in one monthly view.
Stay in control without connecting a bank
Many finance apps work by connecting accounts and importing transactions automatically. Wageso takes a simpler approach. It helps you see what will be left this month, keep upcoming payments visible, and stay in control of the process.
Loved by people who want simple, secure, ad-free money tracking.
5.0 across 41 reviews
I've been using Wageso for a long time, and this is my first month on the Android app. It was exactly the app I needed. Great work! :)
Alperen Kavgacı
Finally I found the app for tracking my financial statements. The app has a clear and simple ui. And the most interesting part is this app is completely free 🤯
leoakok
An unrivaled app for budget tracking. Great work!
Mustafa Cavlak
Frequently asked questions
Is Wageso a Five Cents alternative?+
Yes. Wageso can be a Five Cents alternative if you want to track income, expenses, upcoming payments, debts, and assets without connecting a bank account.
Which is a better fit for me, Wageso or Five Cents?+
The right choice depends on your needs. Five Cents centers on manual income and expense tracking, spreadsheet-style insights, and weekly, monthly, or yearly budget views on iPhone. Wageso may be a better fit if you want month-end forecasts, end-to-end encrypted sync, and debt and asset tracking.
Does Wageso connect to bank accounts?+
No. Wageso works without connecting a bank account. You choose which income, expenses, payments, and assets to track.
Does Wageso support recurring entries?+
Yes. Wageso supports recurring transactions so you can see upcoming income and payments before the month begins.
Does Wageso track investments and assets?+
Yes. Wageso Pro includes asset tracking, crypto, stocks, gold products, TEFAS funds, and profit/loss calculations.
See what will be left this month
Start free with income, expense, and upcoming payment tracking. Move to Pro when you need investments, budgets, and goals too.
Start free
